Empowering Employers Through Simplicity, Strategy, and Trust
Employee Benefits Built with Intention
We partner with employers to develop fully customized employee benefit strategies that create value for both employer and employee.
What Makes Us Different
Big Ideas. Concierge Service. Incredible Impact
In the fast-paced and ever-changing world of employee benefits, intention drives the difference between alignment and fragmentation. At The Kirsch Group, we use intention when working with every client, not a cookie-cutter approach.
More time, more attention
Unlike traditional brokers, we start early—giving employers the time they need to evaluate options, plan strategically, and communicate effectively with their teams.
Strategies, not just quotes
Our process is proactive and thoughtful—rooted in planning, flexibility, and forward-thinking recommendations that help you stay ahead.
Best-in-class experts
From underwriting and actuarial experts to compliance advisors, marketing support, and product specialists, you get the full depth of insight needed to make confident decisions.
Is all about putting the client first because it keeps the employer or our clients front and center in every decision that we make.

Cara Kirsch
About Us
Led by Experience. Driven by Integrity.
Founded by Cara Kirsch, a seasoned expert with 30 years of experience across every side of the employee benefits industry. Backed by a handpicked team of benefits professionals, each bringing specialized knowledge in compliance, funding strategies, communications, and carrier collaboration. Cara isn’t afraid to ask the hard questions when it leads to better outcomes for the employers she serves.
Strategic Benefits Consulting, Built Around You

Employee Benefits Strategy
Design benefit programs that align with workforce and business goals.

Healthcare Funding Options
Understand and explore traditional and alternative funding strategies.

Compliance Support
Stay ahead of ever-changing regulations with expert guidance.

Vendor & Carrier Collaboration
We build partnerships that serve your interests—not just the system.

Employee Education & Training
Resources that simplify benefits communication and empower employees to make the most of…

Plan Optimization and Communication
Continuous review to ensure your strategy evolves with your organization and support in…
What We Do
Work With Us
A Clear Path to Better Benefits
Whether you’re exploring new funding options, reviewing compliance requirements, or seeking a fresh perspective on your current plan, our process is designed to be collaborative and transparent.
We’ll begin by learning about your organization, your current benefits structure, and your goals on a 30 minute discovery call.
We take the time to review your existing plan, funding strategies, and compliance obligations. Our boutique approach ensures that every detail is considered and explained clearly.
We walk you through the complexities of healthcare funding, breaking down alternate strategies and compliance pathways so you can make informed decisions with confidence.
You’ll leave with a tailored analysis and practical next steps designed to align your benefits strategy with both your business objectives and the needs of your workforce.
Testimonials
What People Are Saying
“When we first started working with Cara, it was really a breath of fresh air because she came in, she really took the time to listen to us in regards to learning about the company, what we really value from our mission, our values, our culture with our employees, and identified areas that she could add value in the sense of benefit offerings.”
"Cara is a focused professional who is particularly skilled at building her understanding of client needs and is tireless in working to find solutions that meet these needs. She has been a valued business partner to help us achieve our goals."
"Two words that immediately come to mind to describe her are accountable and driven. She is an expert in her field, and really brings some great insight and strategy to her clients’ accounts. She has an extensive network which allows her to easily and quickly come to solutions in record time! I have always been amazed by how she is able to navigate even the largest organizations. The way she conducts herself and her approach to business is something we should all aspire to achieve!"
"Cara Kirsch is powerhouse when it comes to the employee benefits arena. Her extensive knowledge and insight are second to none. Cara can be trusted to keep the interests of her clients first. All that being said, Cara remains approachable and considerate in her delivery with clients."
"Where do I start with Cara?! When joining Flywheel I inherited a mediocre broker that had just completed a disappointing renewal process. We quickly brought Cara and her team in and were able to adjust our renewal, increase our benefits offering and have all of the data at our fingertips to make informed decisions. Cara was a phenomenal partner and I look forward to working with her again."
Contact Us
Ready to begin?
Set up a time to meet with us for a personalized benefits analysis. Together, we’ll turn complexity into clarity and help you make decisions that strengthen your organization.
Contact Us
Ready to begin?
Set up a time to meet with us for a personalized benefits analysis. Together, we’ll turn complexity into clarity and help you make decisions that strengthen your organization.